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Samara_Kipnis

Samara_Kipnis

Joined October 2018

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Citizen: An American Lyric by Claudia Rankine
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“Instead of fixating on two potential results, the Cochrans encourage people to play the “what-if‘ game in order to brainstorm multiple solutions to a problem” (234).

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“‘At the end of the day we always agree to prioritize hitting our minimum savings rate and then after that we agree to be committed to us each living our best, fullest, and happiest life,” says Tasha Cochran (232).

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To ask your partner: “What does a good life look like for you? What things can you actually not live without?” (231)

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“Be open about any assistance you plan to provide to your family long term.”
“Is it YOUR money and MY money or OUR money?”

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CFP fiduciaries!

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Alison Green, founder of Ask a Manager, explaining how to first call out gender gap.

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How to choose investments - or look for a target date fund with these percentage allocations

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Buying a car:
- fightingchance.com is a good place to do research and
- should buy towards the end of the year when dealers need to meet quotas

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Agenda when you‘re ready to speak with your partner about $ specifics!

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Recommendation: pay off student loans and invest approximately 50/50

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Pickpick

The voice in this book is what stands out the most! I really appreciated getting to know the main character through this second-person lens. Also, seeing inside her head, the way she thinks, the way she makes me, the reader, think about her, just by being quiet, was a very cool experience.

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You can remove your principal from your Roth IRA penalty-free.

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“…if you‘re in debt, you should know how much you owe and the exact day your debt will be paid off. Almost nobody does” (53).

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Tip: make large purchases on a credit card (instead of cash and debit cards) because CC offer excellent consumer protection

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Tip: call CC companies once a year and ask this.

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This tip is only for people who have no credit card debt and pay their cards in full every month.

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A specific tip!

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Tip: if you‘re booking travel or eating out, use a travel card to maximize rewards (like Chase Sapphire Reserve). For everything else, use a cash back card (like Alliant).

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Tip: open a credit card with excellent cash back rewards (~3%) to use to pay for a large expense

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Pickpick

Some of these works of art are really beautiful. It was a fun idea to compile these images from various time periods on the same topic into a book. The diversity of the subject was limited to age. It would have been more interesting if the author had included more current artwork with subjects of women of color and women of different religions besides Christianity.

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“…one of the challenges of being a child…in school is the expectation that we should all perform equally well at everything” (184).

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I‘m borrowing this book from my boss. I love seeing what speaks to others while reading.

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Only 23% of people being coached - yes, fewer than one in four - thought that the coaching had a significant impact on their performance or job satisfaction.

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The Secrets We Kept | Lara Prescott
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It‘s these little touches that make something great excellent.